This restaurant invites you in by displaying its kitchen!

This restaurant invites you in by displaying its kitchen!

Concrete brings us a brand new Japanese watering hole and dining experience at Izakaya in Hotel Roomers, Munich.
Hotel Roomers in Munich stands out for its Japanese restaurant, Izakaya in an incredibly unique way. The restaurant announces its presence via its show kitchen visible through the glass facade of the porte-cochere. This kitchen block continues inside the lobby as a jewellery case covered in gold mirror – also the restaurant’s main entrance!

 

Black and gold dominate the colour palette here with a contrasting feature of light wooden lamellas along the ceiling and wall. Gold cladding uplifts the space especially through the backlit bar top, with a warm yellow marble finish that makes every drink sparkle. While the bar is a highlight element, one cannot miss the show-stopper i.e. the oversized wooden Koi-carp lamp. Typically Japanese, this lamp would’ve probably overpowered the design had it not been so dynamic!

Seating zones are created by introducing silk-printed rotating panels that are also black mirrors and level changers. The rotating panels serve many purposes: they can either connect or separate the space depending on the angle of rotation. While on one side, a Japanese-inspired artwork on silkscreen by artist Gijs Scholten anoints it; the other side is clad with a black mirror with different settings. In the early evening, the whole space can appear as one; while during the after-hours, the bar can be cordoned off to establish a darker and cosy mood that lasts deep into the night. This element helps the space adapt to its clients allowing for a truly transformable experience.

Frequently Asked Questions about Homeowner Insurance

Frequently Asked Questions about Homeowner Insurance

Owning a home is part of an American dream. Protecting it from unexpected accidents or natural disasters is one of the reality of home ownership. Before purchasing homeowner insurance in Santa Maria, CA, or where you come from, it’s important to learn the facts about homeowners insurance in order to choose the right type of coverage for your home. Read on to get answers to some of the most frequently asked questions about homeowners insurance.

Frequently Asked Questions about Homeowner Insurance

 

What is Homeowners Insurance?

 

Homeowner’s insurance, also called hazard insurance, is a type of insurance policy that protects the home and its contents against potential hazards, damage, or emergencies. This type of insurance usually covers the cost of restoring damage caused by natural disasters, water, or fire and loss of personal property due to theft or destruction.

 

Do I need to buy a homeowner’s insurance policy?

 

Unlike car insurance, homeowners are not legally required to purchase a homeowner’s insurance policy. However, most mortgage lenders require homeowners to purchase the minimum amount of insurance coverage before issuing a loan. If you have your home free and clear, you are not required to bring homeowners insurance.

Frequently Asked Questions about Homeowner Insurance

What are the Different Types of Homeowner Insurance?

 

Since each house is unique, there are several types of homeowner insurance policies designed to meet your home specific needs. Here are some of the most common types of homeowners insurance policies:

Straight replacement coverage: This policy gives you a set amount of money to repair or rebuild your home.
Coverage of guaranteed reimbursable cost: This policy provides the funds needed to completely replace your home regardless of the rise in building costs, inflation, or policy limits.
Flood insurance: This policy provides the funds needed to repair or replace your home if it is damaged by flooding. Standard homeowners insurance policies do not cover water damage caused by waterways or dams.
Earthquake Insurance: This policy provides the funds needed to repair or replace your home if it is damaged or destroyed by the earthquake. Standard homeowners insurance policies do not cover earthquake damage.
Life insurance mortgage: This policy provides the necessary funds to pay off mortgage loans at home in case of death of the home owner.

Frequently Asked Questions about Homeowner Insurance

What Coverage Do I Need?

 

Since your home is the biggest and most important asset, it is important to purchase adequate insurance coverage to protect it completely against any kind of loss. Most insurance providers recommend buying a policy at least 80% of your home and personal property replacement value indoors. Purchasing additional coverage is highly recommended to ensure your home is properly protected.

 

What factors affect the homeowners insurance premiums?

 

Premiums are the annual cost of your insurance policy. The following factors may affect the cost of your homeowner’s insurance premiums:

Features: The age and characteristics of your home including the type of structure, roof, and cable, can all affect the cost of premiums.
Location: Insurance rates may be affected by a particular environment or location that is likely to be exposed to extreme weather.
Protective devices: Smoke detectors, alarm systems, fire extinguishers, sprinkler systems, and deadbolts can lower insurance premiums.
Personal factors: Smokers and individuals with a good credit history may be eligible for a lower insurance premium.
Claim history: Individuals with a history of homeowners’ insurance policy claim may pay a higher premium.

 

Frequently Asked Questions about Homeowner Insurance

What items are excluded from the homeowners insurance policy?

 

When shopping for homeowner insurance in Santa Maria, CA, it’s important to understand that the most comprehensive policies have certain restrictions and exceptions. Some of the most common items excluded in homeowner insurance policies include cars, motorhomes, ships, business properties, and pets. Some policies may also provide limited coverage on weapons, jewelry, and silver. Consult an experienced insurance agent can help ensure that you find the right policy for your coverage needs.

What Determines Your Car Insurance Level

What Determines Your Car Insurance Level

Driving a car is a big responsibility. No matter how old you are and how long you drive, there are certain aspects of driving that you should pay attention to. For one, this is a law that your vehicle must be insured so you can drive it. Without proper insurance, you can see serious legal issues. Luckily, getting car insurance in Nashville, TN, is very simple when you know where to turn. Deciding which company to use for your insurance needs will go down according to your personal preference.
When choosing a new car insurance provider, you may be curious about how the rate you provide is determined. It is important to understand that the level of motor vehicle insurance you provide is determined when the insurance agent sees personal information about you and considers how much liability you will get under their scope. Many people know that their driving history affects the given level but it is far from the only factor to be considered. Brushing on how the specified levels can prove useful.

What Determines Your Car Insurance Level

Gender and Age

Some people are already aware of this fact but gender plays a big role in the rate you receive for your car insurance. The main reason for this is because statistics show that men are more likely to have accidents than women, especially accidents that require large compensation from insurance providers. This alone makes the policy directed at men a bit more expensive than the rates women receive. While this may seem unfair, it is important to understand that age will also play a role in gender and balance scales.

Men under 30 usually pay a higher rate than their female counterparts. Once a person enters his 30s, the tariff for car insurance in Nashville, TN, starts running even. Of course, this is beginning to change again with old age. After past the age of 60, men again tend to pay higher car insurance rates than women of the same age. This is again due to the fact that older men are more likely to be involved in accidents.

Experience What Determines Your Car Insurance Level

Another big factor to consider when determining your car insurance rate is your experience behind the wheel. If you have not been a licensed driver for a long time, insurance providers will assume you are at risk. This means the rates will be much higher until you have several years on the road. Teenagers are usually the biggest members of this demographic but there are many adults who do not get their licenses until later. Regardless of age, your experience will have a big impact on your tariff.

Driving comes with many obligations. Having the right insurance is important. To get the best price for car insurance in Nashville, TN, be sure to do your research and learn your options. Keep the various factors that determine your interest rate and you will be able to find out which plan is best for you.

Car insurance is not only important

Car insurance is not only important; it is legal If you are behind the wheel, you should be able to show proof of insurance if you pull over. There are some circumstances where you will be required to prove your insured. This includes being stopped by police, other drivers you hit and even official government officials. The best way to show that you are protected is to keep an insurance identity card in your vehicle at all times. When the insurance policy is activated, I.D. cards can be printed online, or they can be requested to be sent to someone’s home address. Since most people are now buying their policies online, the fastest way to show proof of car insurance is to print it out. At sea port insurance, get your official status of I.D. card on-line in less than 15 minutes.
Car Insurance I.D. The card contains important information.

Car insurance is not only important

Almost all insurance identity cards will have important information printed on them.

* Name of Policyholder * Policyholder’s Address * Policy Number and Expiry Date * Insurer Company Address * Insured vehicle model, make, VIN or vehicle ID number and year

The ins card should also have the insurance company’s contact information, including phone number and website. Most have a policy coverage number listed on the front or back. This becomes important in the event of an accident and the other party requests this information. Some people in recent years have started using smartphones to not only take photos of car crash scenes but also photo identification of others. This instant info transfer has accelerated the claim process and reduced fake submissions. Insured less with sea port insurance. Most consumers report savings of over $ 550 or more. Switch today and start saving money.  Car insurance is not only important

When do you need to provide insurance proof?

Bringing proof of insurance in your vehicle at all times is smart. This is also the law. You never know when you will be withdrawn and asked to show it. Here are some common situations where you may be asked to issue an I.D. If you need coverage, let the seaport accident insurance close you up for a cheaper price. Apply for your free seaport insurance quote immediately and take advantage of online specials today.

1. Getting pulled by the clerk Do you panic when you see the blue light blinking behind you? Is your heart drowning because you know you will get caught for not bringing car insurance? You should never put yourself in a situation like this. You can get a low cost policy of less than $ 50 per month. Non-life insurance tickets can be very expensive and if left unpaid, may exceed $ 1,000 in some states.

2. If you register your Vehicle Depending on the circumstances in which you purchased your car, you may not be permitted to register it unless you show evidence of having minimum country liability coverage. There’s only one state, New Hampshire, that does not mandate car ins. That means 49 other states in the US need it. When you go to DMV in your area, bring your real company insurance card, not a photocopy. Officials in the DMV may not receive a copy. Insured insured by sea ports online or by phone today.

3. If you are involved in a Traffic Accident accident can be very depressing to anyone. If you are physically able, you must exchange insurance information with other parties as soon as possible. This will help you get paid faster and have accurate information.

4. When You Sell Your Car Usually there is an interval between the time a person purchases a vehicle from a private party and when the vehicle is registered with the DMV. This is why you should always have proof auto in your vehicle, even if you just sell or buy it. At sea port accident insurance, you can print multiple identity cards online whenever you need them.

Punishment for Uninsured Driving

The cost of driving at no cost can be expensive. Fines vary by country, but may reach more than $ 500 or more for repeat offenders. Repeat offenders will often have their driving rights revoked, in addition to their cars being pulled away. The totality of fines can go into thousands of dollars. This is why it does not make sense to continue on the road without being covered. Ocean Harbor Casualty Insurance can be purchased for less than $ 600 per year. Most of the towing companies will charge the fee itself at an unnatural cost. D  Car insurance is not only important

Take a Leap Into the Unknown: 4 Exciting Bungee Jump Techniques!

Take a Leap Into the Unknown: 4 Exciting Bungee Jump Techniques!

For many, a bungee jump is a once-in-a-lifetime, adrenaline-filled activity that you’ll remember forever – and you’ll forever be able to tell people about your jump! There are many ways to skin a cat, and some of these bungee jump techniques will make your jump even more memorable. Whether you’re a seasoned jumper or will only take the plunge once in your life, there is a thrilling technique out there for you.
Feel Like You Can Fly Techniques!

 

The Swallow Dive is one of the most popular jump styles in use today, and for good reason! Especially beloved by adrenaline seekers, you have to take a big running jump off the platform with your arms stretched out as wide as possible (like a swallow). This will let you soar through the sky to the ground below. There will be a huge adrenaline rush as you feel like you’re flying through the air… and as an added bonus, as the cord begins stretching you will be pointing downwards – perfect for a smooth and easy deceleration.

Be aware: if the body harness you’re kitted out with has a front cord attachment, ensure you twist 180 degrees so by the time the cord tightens out you’re facing upwards. Don’t worry, your instructor will know all this! But the more you know before your jump, the more relaxed you’ll be before the big event.

The Bat Drop is a little trickier than the swallow dive, and much more daring! For this jump style you’ll have to be positioned hanging upside down (!!!) on the edge of the platform. Someone else will need to be holding your feet, and once they release you you’ll shoot off like a bat or vampire into the darkness of the night!

The Back Dive is another jump which is considered to be a little more difficult. You’ll really need to put your all into launching off the platform so that when you’re at the end of your fall, your head will be pointing straight down. Just like the swallow dive, be sure to be facing upwards at the end of your jump if you happen to be using a front-connected body harness.

The Elevator is a technique you’ll definitely have seen somewhere before. You simply step off the platform with your feet pointing down at the ground, and when you reach the end of the bungee you’ll be automatically flipped the right way round.

Top tip: only do the Elevator if you have access to a rubber (Kiwi/ Euro) cord to avoid hurting yourself and doing your ankles some serious harm!

Jump Safely, Jump Insured

Whether you’re going for the jump of a lifetime or plan to tick off all of our suggested bungee jump techniques, make sure your travel insurance covers you. Let’s Go Insure offers cover for one or multiple jumps, and our friendly staff are on hand to help you with getting covered for all of your daredevil antics!

Place Your Trust In Our Experts In Commercial Gas Installation

Place Your Trust In Our Experts In Commercial Gas Installation

It can often be difficult for Essex companies to find genuinely reputable and cost-effective options for gas installation and whatever associated services they may require.

Place Your Trust In Our Experts In Commercial Gas Installation

As a family-run business with a long track record of catering to the most specialised gas and heating requirements of both homes and businesses throughout the area, Chelmsford Gas Services is the company in which you have been waiting to place your trust.

What Commercial Services Do We Offer?

You may turn to us in need of a one-off job, annual maintenance contract or complete Commercial Gas Installation In Chelmsford. Whatever your firm’s situation, we will take the time to understand and cater to your most specific requirements.

We have long served a very wide range of businesses and organisations, from warehouses and factories to workshops, showrooms and retail premises.

Some of those companies have approached us in response to a breakdown, while others have requested a simple service programme to enable them to maximise the longevity of their commercial gas and heating installation.

We Follow A Proven And Methodical Process

When you first get in touch with us about a commercial gas installation in Chelmsford, we can undertake a free site survey and advise you on how the characteristics of your system can be designed in accordance with your firm’s preferences.

A key part of our process is a close discussion with the client of the options available to them for a new gas installation, which include warm air, radiant, suspended or floor standing, we can install natural gas or LPG fuelled appliances.

Warm air systems are undoubtedly the most popular for commercial heating, and involve the passage of air over a heat exchanger, followed by its even distribution throughout a building.

Warm air units offer many advantages, including a high level of responsiveness and long service life, and when you have Chelmsford Gas Services carry out the installation, we will perform all of the work that may be required, including the installation of ducting to direct heat into separate areas or provide fresh air.

Get In Touch With Us Now About Commercial Gas Installation

There are so many reasons to use Chelmsford Gas Services beyond our know-how in commercial gas installation in Chelmsford. We are a genuinely reliable and reputable company, with all of our work being guaranteed and our engineers fully insured.

Why hesitate to get in touch with us to ensure your business benefits from the high-performing and cost-effective gas installation that it needs and deserves? Place Your Trust In Our Experts In Commercial Gas Installation

5 Simple Benefits Of A Swimming Pool Cover

5 Simple Benefits Of A Swimming Pool Cover

A Swimming Pool Cover is one of those items that you may try to resist buying for your pool, but which you are almost certainly going to need eventually.

5 Simple Benefits Of A Swimming Pool Cover

So what are just five of the reasons to purchase one, whether or not you do so from Pool Warehouse?

1 Reduced Evaporation

The process in which liquid turns into vapour is one that occurs for as long as you leave your pool uncovered.

Nor is it just a case of losing water – if the water level falls below the height of the skimmers as a result of evaporation and your pumps suck in air, damage will quickly be caused to them. A swimming pool cover could be all that you need to prevent this from happening.

2 Lower Leaf Load

Leaves can be a menace for your pool, but not so much if you have a swimming pool cover.

After all, with a cover, they will simply land on the surface of the cover, remain dry and possibly be blown away. A lower amount of leaves in the actual pool also saves you from needing to empty the leaf collector on your automatic cleaner quite so often.

3 Reduced Chlorine Consumption

With chlorine being such an important water sanitizer, you will want to be able to save as much of yours as possible. However, the fact that it degrades under UV light means you may need to consume more of it than you would like.

Again, a swimming pool cover can be invaluable here in saving you both time and money on the purchase and usage of chlorine.

4 Greater Heat Retention

If you’ve ever found yourself shivering in a rather colder pool than you’d expected, you’ll know just how important warm swimming pool water really is.

Rather than allowing your warm pool water to lose its temperature overnight, why not invest in a pool cover that will enable it to retain enough heat to possibly be OK to swim in the next day without the need for it to be warmed up further?

5 Less Maintenance

While some of us may enjoy vacuuming our swimming pools or undertaking various other maintenance tasks, many others among us would rather be able to devote our time to other things.

The reduced need for such maintenance tasks is just one more reason to purchase a swimming pool cover.

The options for a swimming pool cover that completely suits your needs are vast when you buy yours from Pool Warehouse – so why hesitate to take advantage of the expertise of the only solar cover manufacturers in the UK that sell direct to the public?  5 Simple Benefits Of A Swimming Pool Cover

Preparing Your Furnace for the Winter

Preparing Your Furnace for the Winter

Austin and surrounding areas, it’s almost winter. We know it may not feel like it, but its around the corner, we promise. The oncoming winter means preparing your home and yourself for the change in temperature. The heating, ventilation, and air conditioning (HVAC) unit inside your space should be at the forefront of your preparation. And during the colder months, maintenance and consistent checks of your unit’s furnace is essential. The furnace of any HVAC unit provides warm air flowing, keeping us nice and toasty while indoors. Heating repair and maintenance is very important. Keeping your furnace happy and efficient, ensures your own happiness and efficiency during the colder months ahead. Here are a few tips from us at Alamo Austin Air Conditioning & Heating:
1. Change those dirty filters once a month. Clogged filters can restrict air flow, both warm and cold – thus damaging your unit and reducing efficiency.
2. Set your thermostat. It may sound foolish, but you’d be surprised. Adjusting the settings of your thermostat could reduce your monthly bill and ensure a more efficient warmth.
3. Check your heating vents. Debris surrounding your heating vents obstructs the flow and circulation of warm air indoors. It also increases the risk of fire.
4. Inspect your burners. Ensure that your burners are clean and the surrounding is clear. A blockage of a burner can become quite dangerous, as it leads to an increase of carbon monoxide during start up.

 

Preparing Your Furnace for the Winter
Your Answer for Heating Repair
Need more help with preparing your furnace for winter? Don’t hesitate to give us a call. When it comes to heating repair, Alamo Austin Air Conditioning & Heating is here for you. As experts in the field of all things concerning heating and air conditioning, we’ve got you covered. For the past 11 years we have been providing Austin and surrounding areas with the best air conditioning and heating service. Preparing Your Furnace for the Winter

Top Resorts In Asia, Best Conde Nast Traveler 2017 Reader Options

Top Resorts In Asia, Best Conde Nast Traveler 2017 Reader Options

Making another appearance at Choice’s Choice Awards Conde Nast Traveler, The Legian Bali is proud to announce its place as part of the top 15 resorts in Asia 2017, chosen by the public. With only two other resorts in Bali listing Top 15, this award shows further progress and recognition for The Legian Bali at an international retreat.
The Conde Nast Traveler Reader’s Choice Awards is a very high honor because travelers do not just vote, but also submit ratings and comments, share their positive experiences and personal views with the world. Due to this unique voting system, this great award signifies the success of Bali Legian in hospitality excellence even after 20 years. And thus, The Legian Bali thanked them profusely to all those who supported them. Top Resorts In Asia, Best Conde Nast Traveler 2017 Reader Options

Thank you, from The Legian Bali.

About The Legian Bali

Legian Bali is a double concept hotel that sets a new standard for resort life with its contemporary approach to traditional Indonesian design. Set in a beautiful tropical garden with original Indonesian sculptures and arts, the resort has the most spacious 67 all-suite suite in Bali, along with 14 private pool villas located in the neighboring complex of The Club, and luxurious sea levels, two-storey Beach House; all designed to emit a high-end feel of a private residence.

The club in particular, featuring a more premium level of fun, with a trained personalized minister trained by a consultant from The Guild of Professional English Butler.

Legian Bali is a 25-minute drive from Ngurah Rai International Airport and located on the southern coast of Bali along Seminyak Beach and within walking distance of some of Bali’s most trendy restaurants, shopping and nightlife; raising the bar in luxury amid the tranquility of the island’s natural beauty. Top Resorts In Asia, Best Conde Nast Traveler 2017 Reader Options

About Hotel Management Legian

Established in 2016, LHM (Legian Hotel Management Ltd) offers comprehensive management services from Technical & Planning Advisory, Financial Advisory, Operations & Maintenance, Marketing, Finance and Human Resources.

LHM ensures that guests at each of its properties have an incomparable lifestyle, aimed at perfection and creating a fun experience where everything runs effortlessly, giving the guests an authentic, authentic feel of being in tune with each unique environment. Top Resorts In Asia, Best Conde Nast Traveler 2017 Reader Options

Add Drama to Your House with Sparkling and Glamorous Wallpapers

Add Drama to Your House with Sparkling and Glamorous Wallpapers

Are you one of those people who simply love glitters and sparkles? From your dresses to your phone covers, is everything embellished or covered in glitters? Yes? Well then, it’s time to add some drama to your house as well. Yes, your dream of adding some glitters to your rooms can now be turned into reality with sparkling wallpapers. Trust me, you wouldn’t regret once you install some quality murals on your walls. And the best part about these kinds of décors is that you need not invest in any kind of fancy items or expensive artworks, to deck up the space. They are enough themselves.

To know more about this kind of wallpaper Adelaide, please keep reading this article. Add Drama to Your House with Sparkling and Glamorous Wallpapers  Add Drama to Your House with Sparkling and Glamorous Wallpapers

Right Company – When it comes to these sparkling wallpapers, you need to choose the right company. Otherwise, the quality might not be as expected and it can completely ruin the décor of your house. So, do check the credentials and customer reviews before relying on any random company. The ideal solution would be to shortlist a few companies and then compare their ratings and/or testimonials.
Accent Walls – So, are you in a dilemma because too many sparkling wallpapers in a room might make it look a little odd or overdone? Well then, try accent walls. Install simple wallpapers in all the other walls, while clad just one of them with a glittery and shiny one. And yes, choose a different colour as well, so that it pops out well.

Customize – If you do not really like the “already there” stock of wallpapers that the company has, then ask them to customize one according to your house decoration and taste.
Installation – No matter what kind of wallpapers you are deciding to purchase, I would ask you to hire professionals for installing them in your house. I know that you must have already seen many DIY videos and feel confident that you would be able to pull it off; but then, why take risks when it comes to your house? So, simply try to choose a company that is into installing apart from just selling murals.
Price – Last but not the least, you need to check the prices that they are charging. Here again, you need to compare a few quotations before finalizing a company. But yes, do not compromise on the quality just because you are concerned about the budget.
And here are a few additional tips for you all:

While planning the look of your rooms, make sure that the balance is there, as sparkling wallpaper might take all the attention away from your favourite cherry wood cabinets or mahogany dining table. So, place them carefully.
Before the installation process, make sure that the surface is all clean and smooth so that there is no issue afterwards. Scrub the walls well before calling any company for the installation.
So, now that you know it all, don’t delay any further and start your hunt for a quality glittery wallpaper now. And to know more about these wallpapers or Adelaide Signwriters, keep following my articles. Thank me later!